PRIVACY POLICY NOTICE

Purpose of This Notice:
Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a non-affiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA we are providing you with this document, which notifies you of the privacy policies and practices of the William Knight Insurance Agency, Inc.

 

Our Privacy Policies and Practices

Information we collect:
We may collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms, such as but not limited to name, address, and social security number.
Information about your transactions with us, our affiliates or others, such as but not limited to payment history and claim information.
Information we receive from a consumer-reporting agency, such as but not limited to claims information and credit history.
Information we receive from a motor vehicle department such as but not limited to accident and traffic accident reports.

Information we may disclose to third parties:
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law or on an as needed basis to obtain insurance quotes for you.

Non-affiliated third parties to whom disclosures may be made:
We disclose nonpublic personal information about you only to non-affiliated third parties as permitted by law.

Our practices regarding information confidentiality and security:
We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Our policy regarding dispute resolution:
Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgement upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

Reservation of the right to disclose information in unforeseen circumstances:
In connection with the potential sale or transfer of its interests, William Knight Insurance Agency, Inc. and its affiliates, if any, reserves the right to sell or transfer your information (including but not limited to your name, address, age, sex, zip code, state and country of residency and other information that you provide through other communications to a third party entity that (1) concentrates its business in a similar practice or service; (2) agrees to be William Knight Insurance Agency, Inc.’s successor in interest with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this privacy statement.