William Knight Insurance Agency offers home insurance insurance services throughout the Knoxville, TN, area. Call us today at 865-670-2990 for more information.

Homeowners Insurance

A house is one of the largest investments a person will make in their lifetime.

Whether you live in a starter house, a custom-built dream home or something in between, we offer coverage to protect the life you've made. We offer coverage to protect you in the event of a loss and give you peace of mind.

Homeowners Insurance

A house is one of the largest investments a person will make in their lifetime. We offer coverage to protect you in the event of a loss and give you peace of mind.

Why is homeowners insurance important?

Protect your most valuable asset

A house is one of the largest investments a person will make in their lifetime. Homeowners insurance helps protect your investment in the event of of damage, fire, vandalism, and inclement weather.

You may be required

Most lenders require homeowners insurance to protect their investment in the event your home is destroyed or damaged.

It protects more than just your home

Homeowners insurance coverage options typically extend to more than just your physical house. It can include coverage for your deck, garage, personal property, property damage to another’s property, and if a guest is injured at your home.

What does homeowners insurance cover?

Our coverage options include but are not limited to:

Property Damage

Most policies cover damage to your house and any permanent structures on your property for fire damage, wind damage, and hail damage.

Personal Property

Most policies provide coverage for your personal property including furniture, appliances, personal belongings, clothing, and electronics.

Medical Expenses

Most policies include medical payments for injuries to people who don’t live with you but get hurt on your property.

Personal Liability

Most policies include personal liability coverage, which can help with medical expenses or property damage to others caused by you or members of your household, including pets. Personal liability can also help with legal expenses in the case of a lawsuit.

Jewelry, Fine Arts, and Collectables

Many homeowners policies include coverage for jewelry, fine arts, and collectables. Some special items like jewelry, furs, silverware, antiques, collectibles, and other valuables have limited coverage and need to be insured separately.

Additional Living Expenses

Many homeowners policies provide coverage for extra costs you might have to pay when experiencing a covered loss. For example, if your home is uninhabitable due to a covered loss and you need to temporarily live elsewhere, your policy would cover this expense.